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Homeowner Property Damage Insurance Claims

Major storms and weather events can cause considerable damage to your home. Making sure that your insurance company covers the costs of repairs can help you get things back to normal more quickly and with fewer out-of-pocket costs for you and your company. Understanding the property damage claims process can help you receive your settlement offer more quickly and can ensure the fastest possible repairs for your property. Consulting with an established Katy estate planning and real estate law firm can help you enjoy greater success when dealing with insurance adjusters. Here are some tips for dealing with the aftermath of a major storm.

Act Quickly

You are required to report any damage to your home to your insurance company promptly. This will allow them to assign an adjuster and to inspect the property to assess the extent of damage and to make a determination about the best way to proceed with your claim.

Keep Your Info Handy

When contacting your insurance company, you will need to provide your insurance policy number, your name, address and telephone number, the address of the property affected by the damage and the type of claim you are making. In some cases, you may be asked to provide specific information about any visible structural or exterior damage. Some insurance adjusters may prefer making a personal trip to evaluate the damage for themselves.

Prevent Further Damage

It is generally recommended to lock up, board up or cover up any damage to the best of your ability provided that it is safe to do so. This can prevent any additional damage to your property if a second storm should arise.

Enlist Professional Help

Working with a firm that handles Sugar Land real estate law can help you negotiate more effectively with your insurance company, especially if you are having difficulties coming to a fair settlement for your damage. Insurance companies typically try to pay as little as possible for property damage claims which can cause problems with making the repairs that are needed. If you need help to navigate the claims process, retaining the services of an experienced attorney can potentially save you a considerable amount on the cost of repairing your home after a severe storm.

At The Law Office of Henry Jakob, we offer the support and guidance you need to navigate the complexities of Katy real estate law and civil litigation successfully. We work with you to determine the best approach to your situation and negotiate directly with your insurance company to make sure you receive a fair settlement for your property damage claim. If you need legal help in managing the aftermath of a severe weather event, call us today at 713.640.5700 to schedule a consultation with our team of experienced litigators. We look forward to helping you protect your legal rights.